First Time Home Buyer?
If you are a FIRST TIME HOME BUYER, congratulations, you are making a wonderful decision!
Interest rates are low and there are lots of different loan options for you to choose from. There are currently loan programs structured requiring as little as $1,000 down.
There is some VALUABLE INFORMATION I would like to share.
When applying for a mortgage and until the mortgage is complete and funded, your loan will most likely be negatively impacted if you do ANY of the following:
a) Change jobs, become self-employed or quit your job.
b) Create or apply for new credit cards, use your cards excessively or let accounts fall behind.
c) Buy a car or other vehicle.
d) Spend your money set aside for down payment or closing costs.
e) Buy Furniture or other expensive items.
f) Omit debts or liabilities from your mortgage application.
g) Originate additional inquiries into your credit.
h) Make large deposits into your account without first checking with your loan officer.
f) Change bank accounts
g) Co-sign a loan for anyone
We are hands on brokers, helping you every step of the way, call and let’s get started making your dreams a REALITY!